Horse Insurance Quotes

Your horse is a major purchase and needs to be insured to protect your investment if anything should happen. It is important to get comprehensive Horse insurance quotes before you buy horse insurance. This will ensure that you are not left high and dry after an accident or theft and you may not have initially realised that cover was available to you in the first place. There are so many different things could happen to either you, your horse or your riding equipment that adequate insurance cover is essential. You could be faced with financial loss through your horse's death, vet bills, injury and sickness, and there is also the possibility of theft of your riding equipment. The worst may well be a big public liability claim against you should your horse cause an accident or injury. We don't want that to happen to anyone!

Horse insurance is important because if something tragic should happen and your horse dies your horse insurance provider will be able to reimburse you, money towards both replacing your horse or pony, but also financial help paying for the horses funeral, should you be uninsured or have a poor insurance policy you could face a hefty financial bill. It is up to the horse owner to protect themselves and their horse from unforeseen events. It also protects you against soaring vet bills which can mount up quickly. The cost of UK equine vet bills increases every year plus you never know when something unpredictable is going to happen. One minute your horse can seem fine and the next he or she might show signs of illness and require urgent treatment. You never know when something is going to occur so it is best to plan ahead and be prepared.

Horses are valuable assets and thus can be attractive targets for theft, the only way to protect you against this is to have adequate equine insurance in place. Horse theft is a lucrative business; thieves could easily gain access to your paddock and take your horses. It is also wise to take out public liability insurance as well. You will then be protected not only in the event of a fall, if someone else is riding your horse, but also if your horse hurts someone else or damages property. In many competitions third party insurance is mandatory; although in some competitions it is included in the cost of entry do check to see if it offers only limited public liability cover.

For some it may seem like an unnecessary expense to buy horse insurance, but in the long run it may well save you far more than the premiums you paid out over a period of time. It is highly likely that you will need to file a claim at some point during the lifetime of your horse. All horses experience injuries and sickness at some time in their life, and a sick horse can cost a lot to care for. Follow our daily checks guide to help to keep your horse healthy. The cost associated with horses is huge and without insurance they can be impossible to afford. There are plenty of insurers who offer equestrian cover and there are also insurance companies who specialise in it. As with other types of insurance, do your research carefully and you should find exactly the type of coverage you are looking for.

As the UK's fastest growing independent ethical insurance company, AFI have been dedicating all net profits to the welfare of animals around the world for many years now. We are proud to have added horse insurance to our product list. For an insurance quote on your horse, pony or donkey call our dedicated horse insurance team on 0844 57 32 100.