Horse Insurance - The Ethical UK Equine Insurance Company

Details of Cover

Details of Cover - Standard Horse Insurance up to 16 years
Details of Cover - Mature Horse Insurance 16 to 25 years
Details of Cover - Rider Only Young Rider 5 to 18 years
Details of Cover - Rider Only Over 18 years Standard Cover
Details of Cover - Rider Only Over 18 years Super Cover

Planning To Purchase Horse Insurance

If you own one or several horses, you’d be wise to consider the purchase of a good horse insurance policy. The type of policy you will need depends on the type of riding, the value of your horse and equipment, and whether or not you own an equine business.

Do your homework carefully. Make comparisons to be sure you are getting the best coverage to suit your needs. Get the best value for your pound. Look for authorisation and regulation by Financial Services Authority (FSA). This agency assures the fair operation of our company.

Be aware of our commitment to ethical practices. This is a critical point, since you’ll want your horse insurance company to quickly and fairly pay their share of costs as and when promised. Company reliability is of utmost importance.

Our standard horse insurance policies cover the gamut of situations you could face in being an horse owner. We have coverage ranging up to £25,000 for standard policies with an applicable excess amount of £100 to £125 depending on your chosen policy. Third party liability insurance covers up to £3 million depending on your needs.

Third party liability policies should state their limits clearly. Many competitions require this coverage. Some provide a minimal liability insurance policy included in the payment of the entry fee. Most often the amounts and conditions of the provided insurance are limited and you may want to carry your own comprehensive or additional liability insurance to be sure you have enough.

We can provide mature horse insurance for £2,000 in veterinary care of accidental injury in horses over 15 years of age through 25 years. The applicable excess is £125 on that policy. Mature horse accidental death policies will cover you for up to £1,500.

Equine dental policies are available to cover emergency and routine horse related dental procedures. Be sure to study the various insurance options and the specific coverage offered by the insurer. Do you need accidental equine dental injury insurance, or horse insurance that will cover the dental care costs needed to look after your horse and keep him or her in good health? Theft of animal, tack and other equipment can be insured against, but check the insurance policy to see if there is a waiting period involved and whether or not you’ll need to show receipts for your purchases.

When you buy horse insurance it may seem like an additional expense, bear in mind that it is a great way to protect your companion, your expensive hobby, or your business, and that the costs will certainly outweigh the benefits should the day come for you to make a claim against your horse insurance.